Cash, Card or Mobile?

http://www.bbc.co.uk/news/technology-18244015

Recently mobile banking has become very popular with apps such as Barclays Ping it or 02 Wallet, it makes paying people a dream, for example going out for a curry having a designated payer and the rest sending their payments via these sort of apps. Seems like mobile phones will be used in the future as some sort of scanning device as shown in the video in the link which is quite interesting.

I'm in favour of this, I fucking hate money, I try to carry as least coins as possible as they just end up cluttering my pockets and weighing me down. I just carry notes if I have to and only use coins for things I have no choice for. I much prefer card and find it so much more convenient. I wouldn't be surprised in the not so close future card becomes permanent, it's also a much safer option.

Opinions?

crump wrote:http://www.bbc.co.uk/news/technology-18244015

Recently mobile banking has become very popular with apps such as Barclays Ping it or 02 Wallet, it makes paying people a dream, for example going out for a curry having a designated payer and the rest sending their payments via these sort of apps. Seems like mobile phones will be used in the future as some sort of scanning device as shown in the video in the link which is quite interesting.

I'm in favour of this, I fucking hate money, I try to carry as least coins as possible as they just end up cluttering my pockets and weighing me down. I just carry notes if I have to and only use coins for things I have no choice for. I much prefer card and find it so much more convenient. I wouldn't be surprised in the not so close future card becomes permanent, it's also a much safer option.

Opinions?

Card becomes permanent? The fuck does that mean, it's not like it's temporary now.

I like paying for things using Mobile credit, seeing as I'm not old enough to get a paypal it's good.

I rarely use cash. Sometimes it sucks because if I go to a corner store to get a bag of chips and a sammich i have to break a 10 but it's convenient as hell, I don't mind using something like google wallet either if its safe.

I still use cash a lot. Train/bus fares are always between £1-3 so it makes sense for me to carry cash. If I'm going to a proper shop (not a corner shop) then I'll use a card though.

Zzonked wrote:

crump wrote:http://www.bbc.co.uk/news/technology-18244015

Recently mobile banking has become very popular with apps such as Barclays Ping it or 02 Wallet, it makes paying people a dream, for example going out for a curry having a designated payer and the rest sending their payments via these sort of apps. Seems like mobile phones will be used in the future as some sort of scanning device as shown in the video in the link which is quite interesting.

I'm in favour of this, I fucking hate money, I try to carry as least coins as possible as they just end up cluttering my pockets and weighing me down. I just carry notes if I have to and only use coins for things I have no choice for. I much prefer card and find it so much more convenient. I wouldn't be surprised in the not so close future card becomes permanent, it's also a much safer option.

Opinions?

Card becomes permanent? The fuck does that mean, it's not like it's temporary now.

Sorry I meant as it takes over from cash and cash becomes extinct.

Trent wrote:I like paying for things using Mobile credit, seeing as I'm not old enough to get a paypal it's good.

How does it work with paying for mobile credit, not many areas here have it and I have a shit BlackBerry until I can get an iPhone.

dena wrote:I rarely use cash. Sometimes it sucks because if I go to a corner store to get a bag of chips and a sammich i have to break a 10 but it's convenient as hell, I don't mind using something like google wallet either if its safe.

Yeah finding cash, or sometimes using it is very convenient.

I love having cash in my pocket, rather than just a stupid card or something.

I get put off from cash with dirty pennies and coins and skanky flimsy notes.

A crisp £50/£20 is orgasmic.

crump wrote:I get put off from cash with dirty pennies and coins and skanky flimsy notes.

A crisp £50/£20 is orgasmic.

I had to take 500 quid out of the bank yesterday and they gave it to me in 20's and I looked like such a boss collecting a massive wad of money.

Cam wrote:

crump wrote:I get put off from cash with dirty pennies and coins and skanky flimsy notes.

A crisp £50/£20 is orgasmic.

I had to take 500 quid out of the bank yesterday and they gave it to me in 20's and I looked like such a boss collecting a massive wad of money.

Fucking hell, what did you need that much for?

Yeah I had like 150 in £10s before, bank didn't have £20s I felt such a boss with my wallet bulging

I also wish more banks would let you withdraw £5s, Barclays and HSBC are the only banks.

crump wrote:

Cam wrote:

I had to take 500 quid out of the bank yesterday and they gave it to me in 20's and I looked like such a boss collecting a massive wad of money.

Fucking hell, what did you need that much for?

Yeah I had like 150 in £10s before, bank didn't have £20s I felt such a boss with my wallet bulging

I also wish more banks would let you withdraw £5s, Barclays and HSBC are the only banks.

Just wanted some spending money.

Online banking is exceptional. How secure is mobile banking, in general? If one's phone is stolen, would one likely lose all of his money in the process?

Glen Damon wrote:Online banking is exceptional. How secure is mobile banking, in general? If one's phone is stolen, would one likely lose all of his money in the process?

Well you have all these apps that require a username and password, so the thief would need that.

Cash weighs you down. Do you carry a pocket full of 2p's or something?

Glen Damon wrote:Online banking is exceptional. How secure is mobile banking, in general? If one's phone is stolen, would one likely lose all of his money in the process?

Very these days. Considering you log out after each use, if it is stolen a phone call to your bank can correct all of this though and you usually get all your money back.

Hadouken! wrote:Cash ways you down. Do you carry a pocket full of 2p's or something?

No I throw them away if I have any on me, I mean having like 6-7 pound coins does when I go break into a note, which is more than often because I only really carry notes.

Mostly pay with card now.

crump wrote:

Glen Damon wrote:Online banking is exceptional. How secure is mobile banking, in general? If one's phone is stolen, would one likely lose all of his money in the process?

Very these days. Considering you log out after each use, if it is stolen a phone call to your bank can correct all of this though and you usually get all your money back.

Hadouken! wrote:Cash ways you down. Do you carry a pocket full of 2p's or something?

No I throw them away if I have any on me, I mean having like 6-7 pound coins does when I go break into a note, which is more than often because I only really carry notes.

Throw them away as in just chuck them on the street?

ayvee1 wrote:

crump wrote:

Very these days. Considering you log out after each use, if it is stolen a phone call to your bank can correct all of this though and you usually get all your money back.



No I throw them away if I have any on me, I mean having like 6-7 pound coins does when I go break into a note, which is more than often because I only really carry notes.

Throw them away as in just chuck them on the street?

Yes anything 5p or under gets thrown unless there's a tramp convenient. Obviously not in large quantities, if its like 4-5 2ps I'm like fuck that shit.

I'm waiting for Bank of America to have that app where you can scan checks and it deposits it in your account.

Cash

ahlycotc wrote:I'm waiting for Bank of America to have that app where you can scan checks and it deposits it in your account.

Never found a real practical use for that, Chase has it but I just use Direct Deposit.

dena wrote:

ahlycotc wrote:I'm waiting for Bank of America to have that app where you can scan checks and it deposits it in your account.

Never found a real practical use for that, Chase has it but I just use Direct Deposit.

When I referee, they don't have direct deposit. So I have to drive to the bank or ATM every time to deposit my checks.

dena wrote:

ahlycotc wrote:I'm waiting for Bank of America to have that app where you can scan checks and it deposits it in your account.

Never found a real practical use for that, Chase has it but I just use Direct Deposit.

Chase was nowhere to be found when I lived in New York.

ahlycotc wrote:

dena wrote:

Never found a real practical use for that, Chase has it but I just use Direct Deposit.

When I referee, they don't have direct deposit. So I have to drive to the bank or ATM every time to deposit my checks.

Oh i see.

N wrote:

dena wrote:

Never found a real practical use for that, Chase has it but I just use Direct Deposit.

Chase was nowhere to be found when I lived in New York.

When was this? There is a chase on every block now.

2011.

Ithaca, NY.

"Your search produced no results within 30 miles. Do you want to expand the search to include the nearest locations?"

Oh that's way up there I'm in the city so they're thousands.

Did you go for college or something?

Mhm. Cornell University.

Baller status.

Ivy League graduate. Nice.

Thank you. Most stressful yet enjoyable time of my life.